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Deposit Policy

Secure and convenient deposit methods for funding your investment account with Capital Rise Solutions.

Last Updated: January 1, 2025 | Instant Deposits Available

1. Accepted Deposit Methods

We accept deposits through the following secure payment methods:

Bank Transfer

Direct bank transfers from your registered account

Processing: 1-24 hours

UPI Payment

Instant deposits via UPI apps

Processing: Instant

Credit/Debit Cards

Visa, MasterCard, RuPay cards

Processing: Instant

Digital Wallets

Paytm, PhonePe, Google Pay

Processing: Instant

2. Deposit Limits

Deposit Method Minimum Deposit Maximum per Transaction Daily Limit Monthly Limit
Bank Transfer ₹1,000 ₹10,00,000 ₹20,00,000 ₹1,00,00,000
UPI Payment ₹500 ₹1,00,000 ₹2,00,000 ₹10,00,000
Credit/Debit Card ₹1,000 ₹2,00,000 ₹5,00,000 ₹20,00,000
Digital Wallets ₹500 ₹1,00,000 ₹2,00,000 ₹10,00,000
First Deposit ₹1,000 ₹50,000 ₹50,000 ₹5,00,000

Note: Limits may vary based on your account verification level and history with us. Higher limits available for verified premium clients.

3. Deposit Processing Times

Quick Deposit Guide

Instant Processing (0-5 minutes):

  • UPI Payments
  • Credit/Debit Cards
  • Digital Wallets
  • Net Banking (IMPS)

Standard Processing (1-24 hours):

  • Bank Transfers (NEFT)
  • First-time deposits
  • Large deposits (₹5,00,000+)
  • Weekend deposits

Important: Bank transfers during weekends or public holidays may take longer to process. IMPS transfers are available 24/7 for instant deposits.

4. Deposit Fees

Deposit Method Our Fees Third-Party Fees Total Estimated Cost
Bank Transfer (NEFT) Free Bank charges may apply ₹0 - ₹25
UPI Payment Free Free ₹0
Credit Card Free 2% processing fee* 2% of deposit
Debit Card Free 1% processing fee* 1% of deposit
Digital Wallets Free Free ₹0
International Transfer ₹500 Bank charges + forex Varies

*Credit/Debit card processing fees are charged by the payment gateway and may vary based on your bank.

5. Security Measures

We implement multiple security layers to protect your deposits:

Account Verification

All deposits require account verification. First deposits undergo enhanced verification.

SSL Encryption

256-bit SSL encryption protects all financial transactions.

Transaction Monitoring

AI-powered systems monitor for suspicious activity 24/7.

Two-Factor Authentication

Optional 2FA adds extra security to your account.

6. Common Deposit Issues

Failed Deposits

If your deposit fails, check these common issues:

  • Insufficient funds in source account
  • Incorrect account details entered
  • Daily/monthly limits exceeded
  • Bank declined transaction (security reasons)
  • Technical issues with payment gateway
Delayed Deposits

Deposits may be delayed due to:

  • Bank processing times (especially weekends)
  • Manual verification for large amounts
  • Technical maintenance on our platform
  • Payment gateway issues

7. Deposit Instructions

To make a deposit:

  1. Log into your Capital Rise Solutions account
  2. Navigate to "Deposit Funds" section
  3. Select your preferred deposit method
  4. Enter the deposit amount
  5. Complete the payment through secure gateway
  6. Verify transaction via OTP/2FA if required
  7. Wait for confirmation email/SMS

Tip: Always use the same bank account for deposits and withdrawals to avoid verification delays.

8. Contact Support

For deposit-related queries or assistance:

Deposit Support Team

Email: deposits@capitalrisesolutions.com

Phone: (+91) 7977 314 005 (Option 2)

Hours: 9:00 AM - 8:00 PM IST (Monday-Saturday)

Emergency: 24/7 email support available